A federal credit union may serve only those persons within its field of membership as granted by the governing agency, National Credit Union Administration. Florida State Employees Federal Credit Union serves state employees who work and/or live in the Northwest Florida counties of Escambia, Santa Rosa, Okaloosa and Walton. If you are not a state employee, you may qualify under our one of our Select Employee Groups. Please call us at 850-474-1400 for more information about our Select Employee Groups.

Important information about Account opening procedures:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, DOB, driver’s license and any other necessary information that will help us identify you.

Applying is Easy


With a $25 deposit, you will receive a wide range of products and services to help you save money, time and meet your financial needs. The $25 deposit is required to open a savings account. Stop by any of our three locations to sign up for an account.

** We cannot accept online applications at this time.

Family Membership


Credit Union membership and financial services are offered to all immediate family members and relatives.  Eligible family members include spouses, children, parents, siblings, grandparents, grandchildren, stepparents, stepchildren, stepsiblings and adoptive relations.

Preserving Your Membership


Once a member of Florida State Employees Federal Credit Union, you are entitled to use the services of your credit union for life. We want to retain your membership and have adopted the policy of "Once a member, always a member." This means that regardless of a job change or change in residence, you can continue to be a member of FSEFCU. If you close your account, you cannot reopen your account unless you remain in or return to the field of membership.

Select Employee Group Business Membership


We want to Extend our Benefits to your Business!

We are looking for new Select Employee Groups (SEG Groups) to join our field of membership. If your business becomes one of our SEG Groups, your employees, as well as their family members, regardless of residence, will have the opportunity to join our Credit Union.

If you or your company is interested in offering FSEFCU as a benefit to your employees, please contact the Marketing Department at (850) 474-1400 x243.

This service incurs no cost to your business and serves as a convenience feature for your employees.

Locations / Hours / Info

Locations and Hours